ZIP 40050 Property Distress & Foreclosure Data

Composite property distress in 40050 (Henry County, Kentucky) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (48/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), flood (NFIP) exposure (80/100)). The latent-versus-live split is 48/100 structural and 7/100 already moving.

The peak-phase market in 40050 posted values that rose 3.8% over the year (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 10.1%. The ZIP holds roughly 886 housing units. Around 26% of adults hold a bachelor's degree or higher. Population is roughly 1,884 with a median age of 39. The poverty rate is 17.1% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 31/100. At $45,528, median income runs below typical U.S. levels. 78% of housing is owner-occupied. Around 53% of renters are cost-burdened. The typical home is worth about $127,300 (2.9× income, relatively affordable).

On balance 40050 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
48/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 40050

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk17
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Henry County

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