ZIP 40391 Foreclosure, Tax-Lien & Distress Report
Clark County, Kentucky · Distress market
In Clark County, Kentucky, ZIP 40391 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (88/100). Structural risk reads 61/100 against active distress of 8/100. Property-level stress concentrates in institutional ownership (67/100), structural risk (61/100), construction/permit lag (49/100). By contrast, mortgage stress (25/100) register low.
The market reads expansion — home values rose 5.9% year on year, and 21% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Rent burden reaches 29% of tenant households. 12.9% of residents fall below the poverty threshold. Households earn a median $67,910 — below the roughly $78,000 national figure. Population is roughly 36,729 with a median age of 41. The demographic-stress sub-score lands at 28/100. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $204,900 (2.9× income, relatively affordable). Owners hold 71% of homes, renters 29%. The ZIP holds roughly 16,243 housing units. The vacancy rate is 8.1%.
Overall, 40391 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 40391 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 40391's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 40391 reflects the current record instead of a stale or modeled snapshot.
The 27/100 for 40391 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 40391 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 40391’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 40391 by the numbers
A live read on 40391: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Clark County ZIP codes
Nearest ZIP codes to 40391
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 40391
More ZIP, county and state distress intelligence connected to Clark County, Kentucky.
The complete 40391 distress and acquisition report
Pull every distressed parcel in 40391 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology