ZIP 40391 Foreclosure, Tax-Lien & Distress Report

In Clark County, Kentucky, ZIP 40391 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (84/100). Structural risk reads 59/100 against active distress of 8/100. Property-level stress concentrates in institutional ownership (65/100), structural risk (59/100), construction/permit lag (46/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 5.9% year on year, and 21% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 29% of tenant households. 12.9% of residents fall below the poverty threshold. Households earn a median $67,910 — below the roughly $78,000 national figure. Population is roughly 36,729 with a median age of 41. The demographic-stress sub-score lands at 28/100. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $204,900 (2.9× income, relatively affordable). Owners hold 71% of homes, renters 29%. The ZIP holds roughly 16,243 housing units. The vacancy rate is 8.1%.

Overall, 40391 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 40391 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 40391's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 40391 reflects the current record instead of a stale or modeled snapshot.

The 26/100 for 40391 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 40391 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.