ZIP 42602 Foreclosure, Tax-Lien & Distress Report

ZIP code 42602 in Clinton County, Kentucky carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 21/100, with 6/100 of stress already active. Leading the profile are institutional ownership (39/100), structural risk (21/100), mortgage stress (19/100). On the quiet end sit structural risk (21/100) and mortgage stress (19/100). Climate and flood risk are elevated too — FEMA disaster exposure (71/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $124,100 (2.7× income, relatively affordable). Owners hold 72% of homes, renters 28%. About 9,138 people live here, median age 43. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. There are about 4,966 housing units across 42602. Median household income is $41,797, below the U.S. median near $78,000. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Vacancy runs 25.4%, above the national norm and a classic distress-and-opportunity signal. Around 33% of renters are cost-burdened.

Taken together, 42602 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 42602 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 42602's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 42602 shows blanks, not estimates, wherever the record is sparse.

The 11/100 figure for 42602 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 42602 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.