ZIP 42633 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 42633 (Wayne County, Kentucky) returns a low composite of 15/100. The split runs 31/100 structural to 6/100 active on the ground. Leading the profile are institutional ownership (43/100), structural risk (31/100), mortgage stress (20/100). structural risk (31/100) and mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100).

The market reads expansion — home values rose 5.3% year on year, and 32% higher over three years (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 18,609 people live here, median age 43. The tenure split is 71% owner-occupied to 29% rented. The poverty rate is 24.5% — high, a tax-stress and distress correlate. The ZIP holds roughly 9,270 housing units. The typical home is worth about $138,900 (2.9× income, relatively affordable). About 13% have a four-year degree. DLRadar's demographic-stress index for the area reads 33/100. Households earn a median $42,500 — below the roughly $78,000 national figure. The vacancy rate is 18.8% — elevated. Rent burden reaches 39% of tenant households.

Taken together, 42633 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 42633 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 42633 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 42633 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Kentucky. The score is rebuilt from public data as it updates, so 42633 reflects the current record instead of a stale or modeled snapshot.

Behind 42633's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 42633 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.