ZIP 42629 Property Distress & Foreclosure Data

DLRadar grades ZIP 42629 (Russell County, Kentucky) at a minimal 13/100 for overall property distress. Property-level stress concentrates in institutional ownership (45/100), structural risk (25/100), mortgage stress (21/100). By contrast, structural risk (25/100) and mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 25/100 structural and 6/100 already moving.

The market reads peak — home values rose 4.7% year on year, and 31% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

A median home runs $168,100 here, or 4.0 times local income. Roughly 30.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 32.4% — elevated. Around 52% of renters are cost-burdened. The ZIP holds roughly 3,076 housing units. About 13% have a four-year degree. Households earn a median $39,313 — below the roughly $78,000 national figure. The tenure split is 71% owner-occupied to 29% rented. On demographic stress specifically, 42629 scores 41/100. About 5,453 people live here, median age 48.

Net-net, 42629 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.