ZIP 42642 Foreclosure, Tax-Lien & Distress Report

In Russell County, Kentucky, ZIP 42642 scores 14 of 100 for composite distress, a minimal level on DLRadar's distress index. On the structural side it scores 27/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (85/100). Property-level stress concentrates in institutional ownership (46/100), structural risk (27/100), mortgage stress (21/100). structural risk (27/100) and mortgage stress (21/100) stay muted.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 32% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $54,100 — below the roughly $78,000 national figure. Owners hold 74% of homes, renters 26%. The poverty rate is 22.6% — high, a tax-stress and distress correlate. About 12,951 people live here, median age 39. Around 34% of renters are cost-burdened. The typical home is worth about $152,600 (2.6× income, relatively affordable). There are about 6,700 housing units across 42642. Educational attainment sits at 15% bachelor's-or-above. The demographic-stress sub-score lands at 31/100.

On the whole, 42642 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 42642 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 42642 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 42642 shows as blanks, never estimates, and the score updates on every fresh public filing.

42642's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 42642 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.