Russell County, KY: Foreclosures, Tax Liens & Distressed Properties

Russell County, KY, Kentucky: 7 ZIP codes scored, Russell County, KY averaging 18/100 (low, Russell, KY), from 13 to 24. Russell County, KY is in its expansion phase (Russell, KY confidence 33/100): Russell, KY home prices up 5.3% (Russell, KY) over twelve months. Russell County, KY lender headwind: 41/100.

Highest-scoring Russell County, KY ZIPs: 42741 (24/100), 42544 (23/100), 42565 (18/100), 42602 (17/100), 42528 (16/100), 42629 (13/100). Also scored in Russell County, KY: 42642.

Across Russell County, KY's scored ZIPs: median home value $172,314, household income $48,436, 22.3% vacancy, 23.4% poverty, 78% owner-occupied, median age 43.7.

Russell County, KY insurance distress 38/100 (#1,381 in the US); FEMA hazard 74/100 for Russell, KY; 14 federal disaster declarations in Russell County, KY since 2023; Russell, KY construction distress 1/100.

7 banks with 11 branches lend in Russell County, KY; Russell, KY weighted bank stress 60/100, highest 76/100 in Russell, KY.

Russell County, KY unemployment 4.0% (Russell, KY -0.5 pts, six months); 10 new housing units permitted in Russell County, KY over twelve months, Russell, KY up 400% from 2; Russell, KY home prices +11.5% a year (Russell, KY) over three years.

10,169 housing units in Russell County, KY; 1,910 Russell, KY renter households; 41% of Russell, KY renters spend 30%+ of income on rent, 19% (Russell, KY) half or more.

Russell County, KY ranks #1,402 nationally on the opportunity index (Russell, KY, among all ranked counties); Russell, KY scores 29.8/100 and Russell, KY sits #86 inside Kentucky. Russell, KY is in the early_signal opportunity phase; Russell, KY's primary driver is vacancy, Russell, KY second driver bank institutional; Russell, KY moved down 461 places. 2 short-sale listings across Russell, KY; 14 days on market observed in Russell, KY; 25.2% vacancy over 7 Russell, KY ZIPs.

No CFPB county sample covers Russell County, KY. The non-metro area reading for Russell, KY: 1.1% ninety-plus days late; Russell, KY's thirty-to-eighty-nine share is 3.0% (Russell, KY, December 2025 data); Kentucky overall 1.0%.

Russell County, KY has 7 watched banks; 7 Russell, KY banks sit in an elevated band. Russell, KY footprints: First Nb Of Russell Springs (3 branches, stress 65) in Russell, KY; Bank Of Jamestown (3 branches, stress 57) in Russell, KY; Monticello Banking Co (1 branch, stress 76) in Russell, KY.

2,607 of the 10,169 housing units in Russell, KY sit vacant. Russell County, KY permitted 0 multifamily units in twelve months; Russell, KY's one-to-four unit structures added 10 units in Russell County, KY.