ZIP 42544 Foreclosure, Tax-Lien & Distress Report

Pulaski County, Kentucky's ZIP 42544 registers 24/100 composite distress, which DLRadar reads as low. Its standout signals are institutional ownership (54/100), structural risk (51/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (17/100) stay muted. Structural risk reads 51/100 against active distress of 7/100. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (66/100).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 51% higher over three years (phase confidence 25/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Rent burden reaches 36% of tenant households. 15.6% of residents fall below the poverty threshold. Home values center near $170,400, an affordability ratio of 2.9× — accessible. On demographic stress specifically, 42544 scores 30/100. Median household income is $55,379, below the U.S. median near $78,000. Around 19% of adults hold a bachelor's degree or higher. There are about 3,647 housing units across 42544. The tenure split is 88% owner-occupied to 12% rented. About 5,731 people live here, median age 51. The vacancy rate is 34.3% — elevated.

On the whole, 42544 leans distressed, with opportunity clustered in specific stressed parcels. While 42544 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 42544 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 42544 stays directly comparable to neighboring ZIPs and the rest of Pulaski County, Kentucky. Sparse data for 42544 shows as blanks, never estimates, and the score updates on every fresh public filing.

42544's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 42544 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.