ZIP 42647 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 42647 (Mccreary County, Kentucky) returns a minimal composite of 11/100. The most distinctive pressure shows up in institutional ownership (43/100), structural risk (22/100), mortgage stress (19/100). structural risk (22/100) and mortgage stress (19/100) stay muted. The latent-versus-live split is 22/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

The expansion-phase market in 42647 posted values that rose 5.3% over the year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $35,179, below the U.S. median near $78,000. The tenure split is 80% owner-occupied to 20% rented. The poverty rate is 44.2% — high, a tax-stress and distress correlate. Around 41% of renters are cost-burdened. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Around 14% of adults hold a bachelor's degree or higher. There are about 1,601 housing units across 42647. 3,743 residents call 42647 home, typically aged 38. The demographic-stress sub-score lands at 34/100. The typical home is worth about $80,600 (1.9× income, relatively affordable).

Taken together, 42647 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 42647 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 42647 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 42647 can be compared directly against any other ZIP in Mccreary County, Kentucky or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 42647 shows blanks, not estimates, wherever the record is sparse.

42647's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 42647 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.