ZIP 42647 Property Distress & Foreclosure Data

DLRadar grades ZIP 42647 (Mccreary County, Kentucky) at a minimal 12/100 for overall property distress. Property-level stress concentrates in institutional ownership (45/100), structural risk (23/100), mortgage stress (19/100). By contrast, structural risk (23/100) and mortgage stress (19/100) register low. The latent-versus-live split is 23/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $35,179 — below the roughly $78,000 national figure. The tenure split is 80% owner-occupied to 20% rented. Roughly 44.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 41% of renters are cost-burdened. The vacancy rate is 15.1% — elevated. About 14% have a four-year degree. The ZIP holds roughly 1,601 housing units. About 3,743 people live here, median age 38. On demographic stress specifically, 42647 scores 34/100. A median home runs $80,600 here, or 1.9 times local income.

Net-net, 42647 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.