ZIP 42635 Foreclosure, Tax-Lien & Distress Report
Mccreary County, Kentucky · High Poverty market
ZIP 42635's composite property-distress score is 11/100 - DLRadar classes that as minimal for Mccreary County, Kentucky. Structurally it carries 22/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). Property-level stress concentrates in institutional ownership (43/100), structural risk (22/100), mortgage stress (19/100). On the quiet end sit structural risk (22/100) and mortgage stress (19/100).
The expansion-phase market in 42635 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 4,789 with a median age of 45. The tenure split is 60% owner-occupied to 40% rented. The ZIP holds roughly 1,722 housing units. DLRadar's demographic-stress index for the area reads 35/100. At $36,506, median income runs below typical U.S. levels. Vacancy runs 8.5%. Educational attainment sits at 7% bachelor's-or-above. The poverty rate is 37.5% — high, a tax-stress and distress correlate. A median home runs $91,300 here, or 2.8 times local income. Rent burden reaches 33% of tenant households.
Taken together, 42635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 42635 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 42635's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 42635 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
42635's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 42635 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 42635’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 42635 distress snapshot
Current distress, phase, housing and lender-pressure figures for 42635, drawn from the same report attached to each property.
Neighbouring ZIPs in Mccreary County
More distress data near 42635
Other reports tied to Mccreary County, Kentucky — ZIP, county and statewide.
See every distressed parcel in 42635
Open 42635 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology