ZIP 42635 Foreclosure, Tax-Lien & Distress Report

ZIP 42635's composite property-distress score is 12/100 - DLRadar classes that as minimal for Mccreary County, Kentucky. Structurally it carries 23/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (84/100). Property-level stress concentrates in institutional ownership (46/100), structural risk (23/100), mortgage stress (19/100). On the quiet end sit structural risk (23/100) and mortgage stress (19/100).

The expansion-phase market in 42635 posted values that rose 5.3% over the year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 4,789 with a median age of 45. The tenure split is 60% owner-occupied to 40% rented. The ZIP holds roughly 1,722 housing units. DLRadar's demographic-stress index for the area reads 35/100. At $36,506, median income runs below typical U.S. levels. Vacancy runs 8.5%. Educational attainment sits at 7% bachelor's-or-above. The poverty rate is 37.5% — high, a tax-stress and distress correlate. A median home runs $91,300 here, or 2.8 times local income. Rent burden reaches 33% of tenant households.

Taken together, 42635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 42635 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 42635's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 42635 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

42635's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 42635 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.