ZIP 42635 Property Distress & Foreclosure Data

Mccreary County, Kentucky's ZIP 42635 registers 12/100 composite distress, which DLRadar reads as minimal. Structural risk reads 23/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The most distinctive pressure shows up in institutional ownership (45/100), structural risk (23/100), mortgage stress (19/100). By contrast, structural risk (23/100) and mortgage stress (19/100) register low.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 4,789 people live here, median age 45. The tenure split is 60% owner-occupied to 40% rented. There are about 1,722 housing units across 42635. On demographic stress specifically, 42635 scores 35/100. Households earn a median $36,506 — below the roughly $78,000 national figure. Vacancy runs 8.5%. About 7% have a four-year degree. Roughly 37.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $91,300 here, or 2.8 times local income. Rent burden reaches 33% of tenant households.

Net-net, 42635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.