ZIP 42634 Property Distress & Foreclosure Data

Composite property distress in 42634 (Mccreary County, Kentucky) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (45/100), structural risk (23/100), mortgage stress (19/100). structural risk (23/100) and mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). On the structural side it scores 23/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

41.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Median household income is $24,835, below the U.S. median near $78,000. Home values center near $68,900, an affordability ratio of 2.2× — accessible. Around 0% of renters are cost-burdened. The ZIP holds roughly 708 housing units. Educational attainment sits at 7% bachelor's-or-above. The vacancy rate is 20.0% — elevated. Owners hold 89% of homes, renters 11%. 1,840 residents call 42634 home, typically aged 39.

Taken together, 42634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.