ZIP 42634 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 42634 in Mccreary County, Kentucky comes in at 11, a minimal composite-distress reading. Its standout signals are institutional ownership (43/100), structural risk (22/100), mortgage stress (19/100). By contrast, structural risk (22/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). On the structural side it scores 22/100, with 6/100 of stress already active.

The expansion-phase market in 42634 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 41.5% — high, a tax-stress and distress correlate. On demographic stress specifically, 42634 scores 29/100. At $24,835, median income runs below typical U.S. levels. A median home runs $68,900 here, or 2.2 times local income. Rent burden reaches 0% of tenant households. There are about 708 housing units across 42634. Around 7% of adults hold a bachelor's degree or higher. The vacancy rate is 20.0% — elevated. Owners hold 89% of homes, renters 11%. Population is roughly 1,840 with a median age of 39.

On the whole, 42634 leans distressed, with opportunity clustered in specific stressed parcels. 42634 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 42634 runs through one identical public-record model, so its 11/100 sits on the same scale as every other ZIP in Mccreary County, Kentucky and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 42634 shows blanks, not estimates, wherever the record is sparse.

Each component behind 42634 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 11/100 roll-up. For a buyer, 42634 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.