ZIP 40701 Foreclosure, Tax-Lien & Distress Report

ZIP 40701's composite property-distress score is 27/100 - DLRadar classes that as low for Whitley County, Kentucky. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), climate & FEMA risk (63/100). The pressure is most legible in construction/permit lag (70/100), structural risk (59/100), institutional ownership (51/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 59/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.4% year on year, and 20% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $160,700 (3.4× income, relatively affordable). Vacancy runs 9.6%. Population is roughly 29,767 with a median age of 41. 66% of housing is owner-occupied. There are about 13,659 housing units across 40701. Roughly 22.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 34% of tenant households. At $47,288, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100.

On the whole, 40701 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 40701 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 40701's 27/100 can be lined up against any neighbor in Whitley County, Kentucky or any ZIP coast to coast. Where the public record is thin for 40701, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 40701 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. Treat 40701 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.