ZIP 40701 Property Distress & Foreclosure Data

In Whitley County, Kentucky, ZIP 40701 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (86/100), climate & FEMA risk (63/100)). Its standout signals are structural risk (54/100), institutional ownership (53/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 54 and live distress 6 on the 0–100 scale.

The peak-phase market in 40701 posted values that rose 4.5% over the year, and 20% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $160,700 (3.4× income, relatively affordable). Vacancy runs 9.6%. Population is roughly 29,767 with a median age of 41. 66% of housing is owner-occupied. There are about 13,659 housing units across 40701. The poverty rate is 22.4% — high, a tax-stress and distress correlate. Around 21% of adults hold a bachelor's degree or higher. Rent burden reaches 34% of tenant households. At $47,288, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 33/100.

On the whole, 40701 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.