ZIP 40763 Property Distress & Foreclosure Data

Whitley County, Kentucky's ZIP 40763 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (60/100). The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (50/100), institutional ownership (49/100). Structural exposure scores 50 and live distress 0 on the 0–100 scale.

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 310 people live here, median age 44. A median home runs $80,700 here, or 2.4 times local income. Vacancy runs 36.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 80% owner-occupied to 20% rented. Rent burden reaches 100% of tenant households. About 4% have a four-year degree. Roughly 47.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 253 housing units across 40763. Households earn a median $21,813 — below the roughly $78,000 national figure. On demographic stress specifically, 40763 scores 47/100.

Net-net, 40763 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.