ZIP 40763 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 40763 in Whitley County, Kentucky comes in at 23, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (60/100). What sets it apart are the readings on institutional ownership (49/100), structural risk (49/100), construction/permit lag (44/100). Structurally it carries 49/100, against 0/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 310 with a median age of 44. A median home runs $80,700 here, or 2.4 times local income. Vacancy runs 36.9%, above the national norm and a classic distress-and-opportunity signal. Owners hold 80% of homes, renters 20%. Rent burden reaches 100% of tenant households. Educational attainment sits at 4% bachelor's-or-above. 47.4% of residents fall below the poverty threshold. There are about 253 housing units across 40763. Households earn a median $21,813 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 47/100.

Taken together, 40763 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 40763 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 40763 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Whitley County, Kentucky and the nation. The score is rebuilt from public data as it updates, so 40763 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 40763 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 40763 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.