ZIP 40906 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40906 (Knox County, Kentucky) at a low 28/100 for overall property distress. Its heaviest discrete signals: institutional ownership (62/100), structural risk (61/100), construction/permit lag (44/100). mortgage stress (25/100) stay muted. Structurally it carries 61/100, against 7/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (85/100), climate & FEMA risk (67/100), flood (NFIP) exposure (63/100).

The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $22,355 — below the roughly $78,000 national figure. The poverty rate is 39.2% — high, a tax-stress and distress correlate. 62% of housing is owner-occupied. About 18% have a four-year degree. DLRadar's demographic-stress index for the area reads 45/100. The ZIP holds roughly 5,109 housing units. Around 40% of renters are cost-burdened. 10,560 residents call 40906 home, typically aged 38. Home values center near $129,100, an affordability ratio of 5.4×. The vacancy rate is 19.3% — elevated.

On the whole, 40906 leans distressed, with opportunity clustered in specific stressed parcels. 40906 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 40906 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40906 can be compared directly against any other ZIP in Knox County, Kentucky or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 40906 shows blanks, not estimates, wherever the record is sparse.

40906's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 40906 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.