ZIP 40935 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40935 (Knox County, Kentucky) at a low 23/100 for overall property distress. The pressure is most legible in institutional ownership (60/100), structural risk (50/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 50/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100)).

The peak-phase market in 40935 posted values that rose 4.4% over the year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 29.6%, above the national norm and a classic distress-and-opportunity signal. 67.6% of residents fall below the poverty threshold. There are about 1,078 housing units across 40935. Rent burden reaches 71% of tenant households. The demographic-stress sub-score lands at 47/100. About 1,979 people live here, median age 36. About 13% have a four-year degree. The tenure split is 66% owner-occupied to 34% rented. At $21,707, median income runs below typical U.S. levels. The typical home is worth about $41,700 (2.3× income, relatively affordable).

On the whole, 40935 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 40935 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 40935 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 40935 stays directly comparable to neighboring ZIPs and the rest of Knox County, Kentucky. Sparse data for 40935 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 23/100 figure for 40935 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 40935 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.