ZIP 40923 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40923 (Knox County, Kentucky) returns a low composite of 23/100. Structurally it carries 50/100, against 7/100 of stress already in motion. Its standout signals are institutional ownership (60/100), structural risk (50/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100)).

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $165,000 (2.9× income, relatively affordable). 70% of housing is owner-occupied. About 1,012 people live here, median age 32. The poverty rate is 31.8% — high, a tax-stress and distress correlate. There are about 243 housing units across 40923. At $45,735, median income runs below typical U.S. levels. Rent burden reaches 39% of tenant households. Around 13% of adults hold a bachelor's degree or higher. The vacancy rate is 6.5%. On demographic stress specifically, 40923 scores 35/100.

On the whole, 40923 leans distressed, with opportunity clustered in specific stressed parcels. 40923 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 40923 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40923 can be compared directly against any other ZIP in Knox County, Kentucky or nationwide. 40923 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 23/100 figure for 40923 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 40923 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.