ZIP 40949 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40949 (Knox County, Kentucky) at a low 23/100 for overall property distress. On the structural side it scores 50/100, with 7/100 of stress already active. Property-level stress concentrates in institutional ownership (60/100), structural risk (50/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100).

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $134,700 here, or 1.8 times local income. Around 0% of renters are cost-burdened. About 409 people live here, median age 53. 82% of housing is owner-occupied. Around 0% of adults hold a bachelor's degree or higher. There are about 175 housing units across 40949. At $75,521, median income runs near typical U.S. levels. The poverty rate is 34.5% — high, a tax-stress and distress correlate. The vacancy rate is 20.2% — elevated. The demographic-stress sub-score lands at 27/100.

Taken together, 40949 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 40949 at the moment; the composite and its components are still built from verifiable public records.

The 40949 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 40949 stays directly comparable to neighboring ZIPs and the rest of Knox County, Kentucky. The score is rebuilt from public data as it updates, so 40949 reflects the current record instead of a stale or modeled snapshot.

Each component behind 40949 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 40949 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.