ZIP 40949 Property Distress & Foreclosure Data

ZIP code 40949 in Knox County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 7/100. What sets it apart are the readings on institutional ownership (62/100), structural risk (51/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $134,700 here, or 1.8 times local income. Rent burden reaches 0% of tenant households. About 409 people live here, median age 53. The tenure split is 82% owner-occupied to 18% rented. About 0% have a four-year degree. There are about 175 housing units across 40949. Households earn a median $75,521 — near the roughly $78,000 national figure. Roughly 34.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 40949 scores 27/100.

Net-net, 40949 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.