Knox County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Knox County, Kentucky? DLRadar grades every Knox County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Knox County breakdown.
- Knox County's most distressed ZIP is 40734 at 33/100.
- 19 ZIP codes tracked in Knox County, averaging 25/100 distress.
- Knox County reads peak — home values up 4.4% year over year.
- Vacancy runs 20.9% across Knox County's tracked ZIPs, with a 34.8% poverty rate.
- The typical Knox County home is worth about $99,700 against a ~$40,199 median income.
- Lending headwind in Knox County sits at 66/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40734 | 33/100 |
| 2 | 40906 | 30/100 |
| 3 | 40771 | 29/100 |
| 4 | 40701 | 27/100 |
| 5 | 40939 | 27/100 |
| 6 | 40759 | 25/100 |
| 7 | 40763 | 25/100 |
| 8 | 40903 | 23/100 |
| 9 | 40915 | 23/100 |
| 10 | 40921 | 23/100 |
| 11 | 40923 | 23/100 |
| 12 | 40935 | 23/100 |
Most distressed ZIP codes in Knox County (composite distress 0-100, 2026)
What is driving Knox County distress
DLRadar builds Knox County's distress picture only from records anyone can pull; its ZIPs average 25/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Knox County market phase and pricing
Phase for Knox County: peak (+4.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Knox County
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What people ask
Which ZIP code leads Knox County on distress?
ZIP 40734 leads Knox County at 33/100, recomputed monthly from public records.
What stage of the price cycle is Knox County at?
Phase for Knox County: peak, tracking a 4.4% gain year over year, read off the FHFA index.
What are the sources behind these Knox County numbers?
Knox County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 19 ZIPs are comparable to anywhere else.
How much do distress scores vary between Knox County ZIP codes?
A county average hides the spread. Across the Knox County ZIPs DLRadar ranks, scores run from 33/100 in 40734 down to 23/100 in 40935, against a Knox County average of 25/100. Those 10 points separate the ZIPs worth working in Knox County from the rest.
What do Knox County home values and vacancy say about distressed supply?
The typical Knox County home carries about $99,700 of value against a median household income near $40,199. Vacancy across Knox County's tracked ZIPs runs 20.9% and the poverty rate is 34.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Knox County's filings and its 66/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.