Knox County, KY: Home-Insurance Distress & Forced-Sale Pressure
Knox County, KY: 70/100 (severe) home-insurance distress; Knox, KY band MEDIUM; Knox, KY #629 of 3,222 counties; Knox, KY #72 of 120 in Kentucky.
FEMA hazard, Knox, KY: 74/100; Knox, KY declarations, three years: 12; Knox, KY perils: 10 severe-storm; Knox, KY five-year count 18 (severity 34.5); Knox, KY ten-year 18; hazard-weighted, Knox, KY: 10.0.
Declared incidents on the Knox, KY record: 2026 Winter Storm 2; 2025 Severe Storm 8 (Knox, KY); 2024 Severe Storm 2 (Knox, KY).
NFIP claims, Knox, KY, three years: 7; Knox, KY payouts $17,104; per Knox, KY claim $2,443; Knox, KY claim-stress 64/100.
Knox, KY monthly score held, 77 (March 2026) to 77 (October 2026); Knox, KY by month: March 77, April 77, May 74, June 74 (Knox, KY), July 81, August 74, September 72, October 77.
Knox, KY components: climate 85, NFIP claims 64; Knox, KY retreat index 77.
Construction distress, Knox, KY: 13/100 as of August 2026 (Knox, KY: 8/100 one-to-four unit, 21/100 multifamily).
Knox, KY ZIPs, June 2026 (Knox, KY, 16 highest): score 0 (Knox, KY), climate 67 (Knox, KY): 40734, 40903, 40906, 40915, Knox, KY 40921, 40923, 40935, 40943, Knox, KY 40946, 40949, 40953, 40982, Knox, KY 40995, 40997; score 0 (Knox, KY), climate 66 (Knox, KY): 40771; score 0 (Knox, KY), climate 63 (Knox, KY): 40701.
DLRadar rescores Knox, KY monthly; Knox, KY readings join Knox, KY foreclosure, lien and ownership parcels (Knox, KY), so cost-squeezed Knox, KY owners surface before listing.
Inside Kentucky, Knox County ranks 72nd of 120 counties for home-insurance distress at 70/100; Gallatin County (70/100) sits just above Knox County, and Leslie County (69/100) sits just below Knox County.
Deterministic. Every Knox County, KY signal traces to a public Knox dataset (FEMA, NFIP, Census for Knox, KY) · how insurance distress works in Knox, KY · methodology
FAQ: Knox County, KY insurance distress
What is the Knox County, KY home-insurance-distress score?
Knox, KY: 70/100 (MEDIUM), #629 of 3,222, #72 in Kentucky. FEMA hazard, Knox, KY: 74/100; NFIP stress, Knox, KY: 64/100; construction, Knox, KY: 13/100; Knox, KY rescores monthly.
Is Knox County insurance distress getting better or worse (KY)?
Knox, KY: 77 in March 2026; Knox, KY: 77 in October 2026 (unchanged); Knox, KY climate component 85; Knox, KY NFIP claims score 64.
How many flood-insurance claims has Knox County, KY had?
Knox, KY: 7 NFIP claims, three years; Knox, KY paid $17,104; per Knox, KY claim $2,443; carriers reprice Knox, KY against that record.
Which Knox County ZIP codes carry the most insurance distress (KY)?
Knox, KY, June 2026: 40734 at 0, 40903 at 0, 40906 at 0, 40915 at 0; Knox, KY climate scores there: 67, 67, 67, 67.
Why does Knox, KY insurance distress create sellers?
A Knox, KY premium outruns the Knox, KY budget; a carrier leaves Knox, KY; Knox, KY carrying cost passes plan; Knox, KY owners sell while current; Knox, KY insurance distress leads Knox, KY foreclosure data.