ZIP 40915 Foreclosure, Tax-Lien & Distress Report
Knox County, Kentucky · High Poverty market
ZIP 40915's composite property-distress score is 24/100 - DLRadar classes that as low for Knox County, Kentucky. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100), climate & FEMA risk (67/100), flood (NFIP) exposure (64/100). On the structural side it scores 51/100, with 7/100 of stress already active. What sets it apart are the readings on institutional ownership (63/100), structural risk (51/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100).
The peak-phase market in 40915 posted values that rose 4.4% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $41,209 — below the roughly $78,000 national figure. Owners hold 40% of homes, renters 60%. There are about 247 housing units across 40915. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 26% bachelor's-or-above. Home values center near $10,000, an affordability ratio of 0.2× — accessible. The vacancy rate is 10.8%. The poverty rate is 46.2% — high, a tax-stress and distress correlate. About 731 people live here, median age 23.
Net-net, 40915 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 40915 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 40915, the field stays empty rather than modeled, and fills in as new documents post.
40915's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 40915 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 40915’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 40915 by the numbers
Current distress, phase, housing and lender-pressure figures for 40915, drawn from the same report attached to each property.
Neighbouring ZIPs in Knox County
Nearest ZIP codes to 40915
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
More ZIP, county and state distress intelligence connected to Knox County, Kentucky.
See every distressed parcel in 40915
Open 40915 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology