ZIP 40915 Foreclosure, Tax-Lien & Distress Report

ZIP 40915's composite property-distress score is 23/100 - DLRadar classes that as low for Knox County, Kentucky. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100). On the structural side it scores 50/100, with 7/100 of stress already active. What sets it apart are the readings on institutional ownership (60/100), structural risk (50/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 40915 posted values that rose 4.4% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $41,209 — below the roughly $78,000 national figure. Owners hold 40% of homes, renters 60%. There are about 247 housing units across 40915. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Educational attainment sits at 26% bachelor's-or-above. Home values center near $10,000, an affordability ratio of 0.2× — accessible. The vacancy rate is 10.8%. The poverty rate is 46.2% — high, a tax-stress and distress correlate. About 731 people live here, median age 23.

Net-net, 40915 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 40915 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 40915, the field stays empty rather than modeled, and fills in as new documents post.

40915's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 40915 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.