ZIP 40734 Foreclosure, Tax-Lien & Distress Report

In Knox County, Kentucky, ZIP 40734 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (75/100), institutional ownership (60/100). On the quiet end sit mortgage stress (25/100). Structural exposure scores 75 and live distress 7 on the 0–100 scale.

The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,521 housing units across 40734. About 8% have a four-year degree. Home values center near $131,700, an affordability ratio of 2.8× — accessible. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $40,270 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 34/100. About 3,633 people live here, median age 42. Rent burden reaches 38% of tenant households. The vacancy rate is 18.9% — elevated. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 40734 leans distressed, with opportunity clustered in specific stressed parcels. 40734 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 40734 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 40734, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

40734's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 40734 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.