ZIP 40946 Foreclosure, Tax-Lien & Distress Report
Knox County, Kentucky · High Vacancy market
ZIP code 40946 in Knox County, Kentucky carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (75/100), climate & FEMA risk (67/100), flood (NFIP) exposure (64/100). Structural exposure scores 50 and live distress 0 on the 0–100 scale. Its heaviest discrete signals: institutional ownership (62/100), structural risk (50/100).
The peak-phase market in 40946 posted values that rose 4.4% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
100% of housing is owner-occupied. The ZIP holds roughly 25 housing units. 32 residents call 40946 home. Around 0% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 63/100. 0.0% of residents fall below the poverty threshold. The vacancy rate is 63.0% — elevated.
On the whole, 40946 leans distressed, with opportunity clustered in specific stressed parcels. 40946 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 40946 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40946 can be compared directly against any other ZIP in Knox County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 40946 reflects the current record instead of a stale or modeled snapshot.
The 23/100 figure for 40946 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 40946 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 40946’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
40946 at a glance
A live read on 40946: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Knox County ZIP reports
Nearest ZIP codes to 40946
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Other reports tied to Knox County, Kentucky — ZIP, county and statewide.
Get the full acquisition report for 40946
See who owns each distressed property in 40946, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology