ZIP 40946 Property Distress & Foreclosure Data

DLRadar grades ZIP 40946 (Knox County, Kentucky) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 51/100 structural and 0/100 already moving. Property-level stress concentrates in institutional ownership (62/100), structural risk (51/100).

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The tenure split is 100% owner-occupied to 0% rented. The ZIP holds roughly 25 housing units. About 32 people live here. About 0% have a four-year degree. On demographic stress specifically, 40946 scores 32/100. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 63.0% — elevated.

Net-net, 40946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
51/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 40946

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk67
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Knox County

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Deterministic. Every signal traces to a public dataset · methodology