ZIP 40997 Foreclosure, Tax-Lien & Distress Report
Knox County, Kentucky · High Vacancy market
Knox County, Kentucky's ZIP 40997 registers 24/100 composite distress, which DLRadar reads as low. The pressure is most legible in institutional ownership (63/100), structural risk (51/100). The split runs 51/100 structural to 0/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (85/100), climate & FEMA risk (67/100), flood (NFIP) exposure (64/100)).
The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Population is roughly 361 with a median age of 28. Roughly 24.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 61/100. A median home runs $64,100 here. Around 3% of adults hold a bachelor's degree or higher. The ZIP holds roughly 234 housing units. Around 71% of renters are cost-burdened. Vacancy runs 32.4%, above the national norm and a classic distress-and-opportunity signal. 77% of housing is owner-occupied.
Net-net, 40997 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 40997 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 40997's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 40997, the field stays empty rather than modeled, and fills in as new documents post.
Behind 40997's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 40997 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 40997
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
40997 at a glance
The live 40997 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Knox County ZIP codes
Nearest ZIP codes to 40997
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Other reports tied to Knox County, Kentucky — ZIP, county and statewide.
The complete 40997 distress and acquisition report
Open 40997 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology