ZIP 40997 Property Distress & Foreclosure Data

Composite property distress in 40997 (Knox County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (51/100). The latent-versus-live split is 51/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (67/100), flood (NFIP) exposure (67/100).

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

About 361 people live here, median age 28. Roughly 24.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 40997 scores 45/100. A median home runs $64,100 here. About 3% have a four-year degree. The ZIP holds roughly 234 housing units. Around 71% of renters are cost-burdened. The vacancy rate is 32.4% — elevated. The tenure split is 77% owner-occupied to 23% rented.

Net-net, 40997 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
51/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 40997

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk67
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Knox County

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