ZIP 40958 Property Distress & Foreclosure Data

ZIP code 40958 in Bell County, Kentucky carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 66 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (66/100), institutional ownership (64/100), construction/permit lag (59/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (73/100), climate & FEMA risk (63/100).

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $49,179 — below the roughly $78,000 national figure. On demographic stress specifically, 40958 scores 29/100. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. About 0% have a four-year degree. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 75% owner-occupied to 25% rented. There are about 211 housing units across 40958. A median home runs $87,500 here. About 503 people live here, median age 45.

Net-net, 40958 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.