ZIP 40958 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40958 (Bell County, Kentucky) at a low 27/100 for overall property distress. Structural exposure scores 60 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in institutional ownership (63/100), structural risk (60/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (25/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (71/100), climate & FEMA risk (63/100).

The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $49,179 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 61/100. The poverty rate is 6.6% — low. About 0% have a four-year degree. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 75% owner-occupied to 25% rented. The ZIP holds roughly 211 housing units. Home values center near $87,500. Population is roughly 503 with a median age of 45.

Taken together, 40958 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 40958 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 40958 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 40958 reflects the current record instead of a stale or modeled snapshot.

Behind 40958's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 40958 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.