ZIP 40913 Property Distress & Foreclosure Data

In Bell County, Kentucky, ZIP 40913 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (66/100), institutional ownership (65/100), construction/permit lag (59/100). By contrast, mortgage stress (26/100) register low. The latent-versus-live split is 66/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (90/100), flood (NFIP) exposure (73/100), climate & FEMA risk (62/100).

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $47,009 — below the roughly $78,000 national figure. The ZIP holds roughly 95 housing units. Roughly 28.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 22.2% — elevated. Around 0% of renters are cost-burdened. On demographic stress specifically, 40913 scores 35/100. About 12% have a four-year degree. The tenure split is 44% owner-occupied to 56% rented. A median home runs $104,900 here. About 517 people live here, median age 31.

Net-net, 40913 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.