ZIP 40913 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 40913 (Bell County, Kentucky) returns a low composite of 28/100. Property-level stress concentrates in institutional ownership (64/100), structural risk (61/100), construction/permit lag (40/100). On the quiet end sit mortgage stress (26/100). Structural risk reads 61/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (87/100), flood (NFIP) exposure (73/100), climate & FEMA risk (62/100)).

The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $47,009 — below the roughly $78,000 national figure. There are about 95 housing units across 40913. Roughly 28.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 22.2% — elevated. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 12% bachelor's-or-above. 44% of housing is owner-occupied. A median home runs $104,900 here. Population is roughly 517 with a median age of 31.

Taken together, 40913 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 40913 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 40913 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Bell County, Kentucky and the nation. Where the public record is thin for 40913, the field stays empty rather than modeled, and fills in as new documents post.

Behind 40913's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 40913 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.