ZIP 40827 Foreclosure, Tax-Lien & Distress Report

In Leslie County, Kentucky, ZIP 40827 scores 18 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: institutional ownership (60/100), structural risk (38/100), mortgage stress (23/100). By contrast, structural risk (38/100) and mortgage stress (23/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100), flood (NFIP) exposure (62/100). Structurally it carries 38/100, against 7/100 of stress already in motion.

The expansion-phase market in 40827 posted values that rose 5.3% over the year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

993 residents call 40827 home, typically aged 53. At $50,991, median income runs below typical U.S. levels. A median home runs $85,200 here, or 1.7 times local income. There are about 383 housing units across 40827. About 1% have a four-year degree. On demographic stress specifically, 40827 scores 36/100. 61% of housing is owner-occupied. The poverty rate is 6.3% — low. Vacancy runs 7.5%.

Net-net, 40827 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 40827 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 40827 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 40827 shows blanks, not estimates, wherever the record is sparse.

40827's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40827 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.