ZIP 40868 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40868 (Leslie County, Kentucky) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (85/100), flood (NFIP) exposure (62/100). Its heaviest discrete signals: institutional ownership (60/100), structural risk (38/100), mortgage stress (23/100). structural risk (38/100) and mortgage stress (23/100) stay muted. The split runs 38/100 structural to 7/100 active on the ground.

The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $58,200. Around 11% of adults hold a bachelor's degree or higher. Owners hold 82% of homes, renters 18%. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 50/100. The ZIP holds roughly 476 housing units. Roughly 29.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 1,457 residents call 40868 home, typically aged 38. The vacancy rate is 10.9%.

Net-net, 40868 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 40868 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 40868 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 40868 can be compared directly against any other ZIP in Leslie County, Kentucky or nationwide. Where the record is thin for 40868, the field stays empty rather than modeled, and fills in as new documents post.

40868's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 40868 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.