Bell County, KY: Foreclosures, Tax Liens & Distressed Properties
Bell County, KY, Kentucky: 11 ZIP codes scored, Bell County, KY averaging 27/100 (low, Bell, KY), from 25 to 27. Bell County, KY is in its peak phase (Bell, KY confidence 22/100): Bell, KY home prices up 4.4% (Bell, KY) over twelve months. Bell County, KY lender headwind: 0/100.
Highest-scoring Bell County, KY ZIPs: 40813 (27/100), 40845 (27/100), 40856 (27/100), 40902 (27/100), 40913 (27/100), 40939 (27/100). Also scored in Bell County, KY: 40958, 40977, 40988, 40940, 40965.
Across Bell County, KY's scored ZIPs: median home value $97,471, household income $34,107, 20.0% vacancy, 26.7% poverty, 69% owner-occupied, median age 42.6.
Bell County, KY insurance distress 75/100 (#497 in the US); FEMA hazard 78/100 for Bell, KY; 10 federal disaster declarations in Bell County, KY since 2023; 8 Bell, KY NFIP flood claims, $73K paid; Bell, KY construction distress 35/100.
3 banks with 7 branches lend in Bell County, KY; Bell, KY weighted bank stress 56/100, highest 77/100 in Bell, KY.
Bell County, KY unemployment 5.3% (Bell, KY -0.8 pts, six months); 45 new housing units permitted in Bell County, KY over twelve months, Bell, KY up 15% from 39; Bell, KY home prices +7.7% a year (Bell, KY) over three years.
11,631 housing units in Bell County, KY; 3,709 Bell, KY renter households; 45% of Bell, KY renters spend 30%+ of income on rent, 21% (Bell, KY) half or more.
Bell County, KY ranks #645 nationally on the opportunity index (Bell, KY, among all ranked counties); Bell, KY scores 32.7/100 and Bell, KY sits #52 inside Kentucky. Bell, KY is in the peak_opportunity opportunity phase; Bell, KY's primary driver is vacancy, Bell, KY second driver bank institutional; Bell, KY moved up 518 places. 1 short-sale listings across Bell, KY; 117 days on market observed in Bell, KY; 18.2% vacancy over 11 Bell, KY ZIPs.
No CFPB county sample covers Bell County, KY. The non-metro area reading for Bell, KY: 1.1% ninety-plus days late; Bell, KY's thirty-to-eighty-nine share is 3.0% (Bell, KY, December 2025 data); Kentucky overall 1.0%.
Bell County, KY has 2 watched banks; 2 Bell, KY banks sit in an elevated band. Bell, KY footprints: Community Trust Bank Inc (3 branches, stress 47) in Bell, KY; Hearthside Bank Corp (2 branches, stress 77) in Bell, KY.
HUD lists 3 assisted multifamily properties in Bell County, KY with 286 units; 286 Bell, KY units are assisted, 3 Bell, KY properties under project-based Section 8.
1,692 of the 11,631 housing units in Bell, KY sit vacant. Bell County, KY permitted 0 multifamily units in twelve months; Bell, KY's one-to-four unit structures added 45 units in Bell County, KY.