ZIP 40988 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 40988 (Bell County, Kentucky) at a low 27/100 for overall property distress. Its heaviest discrete signals: institutional ownership (62/100), structural risk (61/100), construction/permit lag (40/100). Climate and flood risk are elevated too — FEMA disaster exposure (84/100), flood (NFIP) exposure (73/100), climate & FEMA risk (63/100). Structural risk reads 61/100 against active distress of 0/100.

The neutral-phase market in 40988 posted values that rose 4.5% over the year, at 22/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

11.0% of residents fall below the poverty threshold. The ZIP holds roughly 201 housing units. The vacancy rate is 12.7% — elevated. Educational attainment sits at 13% bachelor's-or-above. Households earn a median $36,576 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 21/100. The tenure split is 100% owner-occupied to 0% rented. 399 residents call 40988 home, typically aged 35.

On the whole, 40988 leans distressed, with opportunity clustered in specific stressed parcels. 40988 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 40988's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 40988 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 40988 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 40988 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.