ZIP 40988 Property Distress & Foreclosure Data

Composite property distress in 40988 (Bell County, Kentucky) lands at 30/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (66/100), institutional ownership (64/100), construction/permit lag (59/100). It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (73/100), climate & FEMA risk (63/100). On the structural side it scores 66/100, with 0/100 of stress already active.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Roughly 11.0% live below the poverty line. The ZIP holds roughly 201 housing units. The vacancy rate is 12.7% — elevated. About 13% have a four-year degree. Households earn a median $36,576 — below the roughly $78,000 national figure. On demographic stress specifically, 40988 scores 21/100. The tenure split is 100% owner-occupied to 0% rented. About 399 people live here, median age 35.

Net-net, 40988 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
66/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 40988

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk63
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Bell County

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