ZIP 40873 Property Distress & Foreclosure Data

In Harlan County, Kentucky, ZIP 40873 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100). Its standout signals are institutional ownership (65/100), structural risk (51/100), mortgage stress (26/100). mortgage stress (26/100) stay muted. Structural exposure scores 51 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. There are about 992 housing units across 40873. 2,329 residents call 40873 home, typically aged 43. Educational attainment sits at 5% bachelor's-or-above. Home values center near $88,900, an affordability ratio of 2.8× — accessible. Rent burden reaches 55% of tenant households. Owners hold 76% of homes, renters 24%. Median household income is $31,389, below the U.S. median near $78,000. 29.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100.

Taken together, 40873 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.