ZIP 40873 Foreclosure, Tax-Lien & Distress Report
Harlan County, Kentucky · High Vacancy market
In Harlan County, Kentucky, ZIP 40873 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100). Its heaviest discrete signals: institutional ownership (63/100), structural risk (50/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 50/100 structural and 8/100 already moving.
The expansion-phase market in 40873 posted values that rose 5.3% over the year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. There are about 992 housing units across 40873. About 2,329 people live here, median age 43. Around 5% of adults hold a bachelor's degree or higher. A median home runs $88,900 here, or 2.8 times local income. Around 55% of renters are cost-burdened. 76% of housing is owner-occupied. Households earn a median $31,389 — below the roughly $78,000 national figure. 29.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 37/100.
Taken together, 40873 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 40873 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 40873's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 40873, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 for 40873 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 40873 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 40873
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 40873 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 40873, the same set carried on every parcel.
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