ZIP 40819 Property Distress & Foreclosure Data

In Harlan County, Kentucky, ZIP 40819 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 51 and live distress 0 on the 0–100 scale. Its standout signals are institutional ownership (65/100), structural risk (51/100). Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14.9% of residents fall below the poverty threshold. Median household income is $31,321, below the U.S. median near $78,000. 632 residents call 40819 home, typically aged 53. There are about 524 housing units across 40819. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 2% bachelor's-or-above. Vacancy runs 26.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 89% of homes, renters 11%.

Taken together, 40819 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.