ZIP 40927 Property Distress & Foreclosure Data

In Harlan County, Kentucky, ZIP 40927 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 51/100 against active distress of 8/100. Its standout signals are institutional ownership (65/100), structural risk (51/100), mortgage stress (26/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $47,600, an affordability ratio of 1.2× — accessible. Owners hold 82% of homes, renters 18%. 728 residents call 40927 home, typically aged 43. There are about 366 housing units across 40927. Vacancy runs 25.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 54% of tenant households. Median household income is $52,279, below the U.S. median near $78,000. 24.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 12% bachelor's-or-above.

Taken together, 40927 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.