ZIP 40927 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 40927 (Harlan County, Kentucky) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 8/100. The most distinctive pressure shows up in institutional ownership (63/100), structural risk (50/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100). Climate and flood risk are elevated too — FEMA disaster exposure (89/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $47,600, an affordability ratio of 1.2× — accessible. 82% of housing is owner-occupied. About 728 people live here, median age 43. The ZIP holds roughly 366 housing units. The vacancy rate is 25.9% — elevated. Rent burden reaches 54% of tenant households. Median household income is $52,279, below the U.S. median near $78,000. The poverty rate is 24.0% — high, a tax-stress and distress correlate. On demographic stress specifically, 40927 scores 30/100. Around 12% of adults hold a bachelor's degree or higher.

Taken together, 40927 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 40927 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 40927 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 40927 stays directly comparable to neighboring ZIPs and the rest of Harlan County, Kentucky. Sparse data for 40927 shows as blanks, never estimates, and the score updates on every fresh public filing.

40927's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 40927 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.