ZIP 41819 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41819 (Letcher County, Kentucky) returns a low composite of 24/100. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100). On the structural side it scores 52/100, with 0/100 of stress already active. Property-level stress concentrates in institutional ownership (64/100), structural risk (52/100).

The expansion-phase market in 41819 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $66,500. The demographic-stress sub-score lands at 28/100. About 271 people live here, median age 60. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. Around 25% of adults hold a bachelor's degree or higher. The poverty rate is 15.1%. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 140 housing units.

On the whole, 41819 leans distressed, with opportunity clustered in specific stressed parcels. 41819 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 41819's 24/100 can be lined up against any neighbor in Letcher County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 41819, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

41819's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 41819 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.