ZIP 41804 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 41804 in Letcher County, Kentucky comes in at 24, a low composite-distress reading. Its heaviest discrete signals: institutional ownership (64/100), structural risk (52/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100)). Latent structural risk is 52/100 while live distress already moving reads 0/100.

The expansion-phase market in 41804 posted values that rose 5.3% over the year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $56,300 (0.7× income, relatively affordable). There are about 412 housing units across 41804. Around 9% of adults hold a bachelor's degree or higher. Rent burden reaches 100% of tenant households. The vacancy rate is 9.1%. Population is roughly 1,202 with a median age of 31. At $80,705, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 31/100. 9.4% of residents fall below the poverty threshold. The tenure split is 91% owner-occupied to 9% rented.

On balance, 41804 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 41804's 24/100 can be lined up against any neighbor in Letcher County, Kentucky or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 41804 reflects the current record instead of a stale or modeled snapshot.

41804's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 41804 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.