ZIP 41804 Property Distress & Foreclosure Data
In Letcher County, Kentucky, ZIP 41804 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (66/100), structural risk (53/100). It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). The latent-versus-live split is 53/100 structural and 0/100 already moving.
The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.
A median home runs $56,300 here, or 0.7 times local income. The ZIP holds roughly 412 housing units. About 9% have a four-year degree. Around 100% of renters are cost-burdened. The vacancy rate is 9.1%. About 1,202 people live here, median age 31. Households earn a median $80,705 — near the roughly $78,000 national figure. On demographic stress specifically, 41804 scores 31/100. Roughly 9.4% live below the poverty line. The tenure split is 91% owner-occupied to 9% rented.
Overall 41804 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 41804
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Letcher County
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Deterministic. Every signal traces to a public dataset · methodology