ZIP 41815 Property Distress & Foreclosure Data

Composite property distress in 41815 (Letcher County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). mortgage stress (27/100) stay muted. The latent-versus-live split is 53/100 structural and 8/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $24,172, below the U.S. median near $78,000. The vacancy rate is 23.6% — elevated. DLRadar's demographic-stress index for the area reads 49/100. Educational attainment sits at 6% bachelor's-or-above. The ZIP holds roughly 491 housing units. 722 residents call 41815 home, typically aged 38. 29.2% of residents fall below the poverty threshold. Owners hold 31% of homes, renters 69%. Around 100% of renters are cost-burdened. Home values center near $83,900, an affordability ratio of 3.2× — accessible.

Taken together, 41815 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.