ZIP 41838 Property Distress & Foreclosure Data

Composite property distress in 41838 (Letcher County, Kentucky) lands at 24/100 — low on DLRadar's public-record scoring. Structural exposure scores 53 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100)). The sharpest non-environmental signals are institutional ownership (66/100), structural risk (53/100).

The peak-phase market in 41838 posted values that rose 4.7% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

68% of housing is owner-occupied. Population is roughly 1,033 with a median age of 51. At $32,401, median income runs below typical U.S. levels. Around 6% of adults hold a bachelor's degree or higher. Vacancy runs 0.0%. The demographic-stress sub-score lands at 25/100. There are about 274 housing units across 41838. The poverty rate is 28.1% — high, a tax-stress and distress correlate. Rent burden reaches 0% of tenant households.

On the whole, 41838 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

24/100
Composite stress
53/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 41838

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Letcher County

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Deterministic. Every signal traces to a public dataset · methodology