ZIP 41838 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41838 (Letcher County, Kentucky) returns a low composite of 24/100. Structurally it carries 52/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100). The sharpest non-environmental signals are institutional ownership (64/100), structural risk (52/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 68% of homes, renters 32%. Population is roughly 1,033 with a median age of 51. At $32,401, median income runs below typical U.S. levels. Educational attainment sits at 6% bachelor's-or-above. The vacancy rate is 0.0%. On demographic stress specifically, 41838 scores 25/100. There are about 274 housing units across 41838. The poverty rate is 28.1% — high, a tax-stress and distress correlate. Rent burden reaches 0% of tenant households.

Taken together, 41838 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 41838 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 41838's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 41838, the field stays empty rather than modeled, and fills in as new documents post.

41838's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 41838 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.