ZIP 41858 Foreclosure, Tax-Lien & Distress Report
Letcher County, Kentucky · High Vacancy market
Scored purely from public records, 41858 (Letcher County, Kentucky) returns a low composite of 24/100. The latent-versus-live split is 52/100 structural and 8/100 already moving. Property-level stress concentrates in institutional ownership (64/100), structural risk (52/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100).
The expansion-phase market in 41858 posted values that rose 5.3% over the year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
The typical home is worth about $90,400 (2.4× income, relatively affordable). 69% of housing is owner-occupied. There are about 3,185 housing units across 41858. DLRadar's demographic-stress index for the area reads 35/100. Households earn a median $42,363 — below the roughly $78,000 national figure. 38.3% of residents fall below the poverty threshold. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 15% bachelor's-or-above. Population is roughly 7,958 with a median age of 41. Around 42% of renters are cost-burdened.
Net-net, 41858 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 41858 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 41858 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 41858 stays directly comparable to neighboring ZIPs and the rest of Letcher County, Kentucky. Nothing here is interpolated — where a source is thin for 41858, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 41858's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 41858 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 41858
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 41858 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 41858, the same set carried on every parcel.
Letcher County ZIPs near 41858
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Letcher County, Kentucky.
Get the full acquisition report for 41858
Open 41858 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology