ZIP 41858 Property Distress & Foreclosure Data

ZIP code 41858 in Letcher County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 8/100. What sets it apart are the readings on institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100).

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $90,400 here, or 2.4 times local income. The tenure split is 69% owner-occupied to 31% rented. There are about 3,185 housing units across 41858. On demographic stress specifically, 41858 scores 35/100. Households earn a median $42,363 — below the roughly $78,000 national figure. Roughly 38.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 14.4%, above the national norm and a classic distress-and-opportunity signal. About 15% have a four-year degree. About 7,958 people live here, median age 41. Rent burden reaches 42% of tenant households.

Net-net, 41858 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.