ZIP 41837 Foreclosure, Tax-Lien & Distress Report

In Letcher County, Kentucky, ZIP 41837 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on institutional ownership (64/100), structural risk (52/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100). Structurally it carries 52/100, against 0/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $66,210 — below the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. Population is roughly 943 with a median age of 38. The vacancy rate is 9.1%. Around 16% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 24/100. There are about 369 housing units across 41837. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Overall, 41837 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 41837 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 41837 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 41837 stays directly comparable to neighboring ZIPs and the rest of Letcher County, Kentucky. 41837 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

41837's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 41837 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.