ZIP 40862 Property Distress & Foreclosure Data

Letcher County, Kentucky's ZIP 40862 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 53 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 63% owner-occupied to 37% rented. About 539 people live here, median age 50. About 12% have a four-year degree. Roughly 14.3% live below the poverty line. Rent burden reaches 0% of tenant households. A median home runs $87,500 here, or 2.1 times local income. There are about 245 housing units across 40862. On demographic stress specifically, 40862 scores 24/100. Households earn a median $41,515 — below the roughly $78,000 national figure.

Net-net, 40862 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.