ZIP 40826 Property Distress & Foreclosure Data

Letcher County, Kentucky's ZIP 40826 registers 24/100 composite distress, which DLRadar reads as low. Structural exposure scores 53 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 600 people live here, median age 40. Roughly 36.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $33,100 here, or 1.7 times local income. About 3% have a four-year degree. There are about 362 housing units across 40826. Rent burden reaches 0% of tenant households. The tenure split is 85% owner-occupied to 15% rented. On demographic stress specifically, 40826 scores 27/100. Vacancy runs 23.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $24,821 — below the roughly $78,000 national figure.

Net-net, 40826 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.