ZIP 41821 Foreclosure, Tax-Lien & Distress Report
Letcher County, Kentucky · High Vacancy market
DLRadar grades ZIP 41821 (Letcher County, Kentucky) at a low 24/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (84/100), climate & FEMA risk (61/100)). Its heaviest discrete signals: institutional ownership (66/100), structural risk (53/100). Latent structural risk is 53/100 while live distress already moving reads 0/100.
Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 297 with a median age of 52. Owners hold 78% of homes, renters 22%. Roughly 28.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 222 housing units. The demographic-stress sub-score lands at 62/100. Educational attainment sits at 41% bachelor's-or-above. Home values center near $112,500.
On the whole, 41821 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 41821 at the moment; the composite and its components are still built from verifiable records.
The 41821 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 41821 stays directly comparable to neighboring ZIPs and the rest of Letcher County, Kentucky. 41821 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
41821's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 41821 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 41821 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
41821 at a glance
A live read on 41821: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Letcher County
Nearest ZIP codes to 41821
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Kentucky distress
Other reports tied to Letcher County, Kentucky — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 41821
The full 41821 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology