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ZIP 41821 Foreclosure, Tax-Lien & Distress Report

Letcher County, Kentucky · High Vacancy market

DLRadar grades ZIP 41821 (Letcher County, Kentucky) at a low 24/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100)). Its heaviest discrete signals: institutional ownership (64/100), structural risk (52/100). Latent structural risk is 52/100 while live distress already moving reads 0/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 297 with a median age of 52. Owners hold 78% of homes, renters 22%. Roughly 28.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 222 housing units. The demographic-stress sub-score lands at 32/100. Educational attainment sits at 41% bachelor's-or-above. Home values center near $112,500.

On the whole, 41821 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 41821 at the moment; the composite and its components are still built from verifiable public records.

The 41821 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 41821 stays directly comparable to neighboring ZIPs and the rest of Letcher County, Kentucky. 41821 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

41821's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 41821 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
52/100
Structural risk
0/100
Distress activity

ZIP 41821 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk61
9 further distress layers are graded for 41821

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

41821 at a glance

A live read on 41821: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Neighbouring ZIPs in Letcher County

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Unlock parcel-level detail for ZIP 41821

The full 41821 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

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