ZIP 41821 Property Distress & Foreclosure Data

ZIP code 41821 in Letcher County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). What sets it apart are the readings on institutional ownership (66/100), structural risk (53/100). Structural risk reads 53/100 against active distress of 0/100.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

297 residents call 41821 home, typically aged 52. Owners hold 78% of homes, renters 22%. 28.6% of residents fall below the poverty threshold. Vacancy runs 34.9%, above the national norm and a classic distress-and-opportunity signal. There are about 222 housing units across 41821. DLRadar's demographic-stress index for the area reads 32/100. Educational attainment sits at 41% bachelor's-or-above. Home values center near $112,500.

Taken together, 41821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.