ZIP 41826 Property Distress & Foreclosure Data

ZIP code 41826 in Letcher County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100)). The latent-versus-live split is 53/100 structural and 8/100 already moving. What sets it apart are the readings on institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100).

The peak-phase market in 41826 posted values that rose 4.7% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $37,411, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. The ZIP holds roughly 301 housing units. The vacancy rate is 0.0%. The poverty rate is 5.3% — low. The demographic-stress sub-score lands at 17/100. Around 0% of renters are cost-burdened. 92% of housing is owner-occupied. The typical home is worth about $64,300 (1.9× income, relatively affordable). Population is roughly 855 with a median age of 49.

On balance 41826 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.