ZIP 41826 Foreclosure, Tax-Lien & Distress Report
Letcher County, Kentucky · Affordable market
Scored on a fixed 0-100 scale, 41826 (Letcher County, Kentucky) returns a low composite of 24/100. Environmental exposure also runs high (flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100), climate & FEMA risk (61/100)). Structurally it carries 52/100, against 8/100 of stress already in motion. What sets it apart are the readings on institutional ownership (65/100), structural risk (52/100), mortgage stress (27/100). mortgage stress (27/100) stay muted.
The market reads expansion — home values rose 5.3% year on year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $37,411, median income runs below typical U.S. levels. Educational attainment sits at 19% bachelor's-or-above. There are about 301 housing units across 41826. Vacancy runs 0.0%. The poverty rate is 5.3% — low. DLRadar's demographic-stress index for the area reads 17/100. Around 0% of renters are cost-burdened. 92% of housing is owner-occupied. Home values center near $64,300, an affordability ratio of 1.9× — accessible. About 855 people live here, median age 49.
Overall, 41826 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 41826 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41826 can be compared directly against any other ZIP in Letcher County, Kentucky or nationwide. Where the record is thin for 41826, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 figure for 41826 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 41826 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 41826’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 41826 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 41826, the same set carried on every parcel.
Adjacent Letcher County ZIP reports
Nearest ZIP codes to 41826
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Letcher County, Kentucky.
Get the full acquisition report for 41826
Every distressed parcel in 41826 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology