ZIP 41845 Foreclosure, Tax-Lien & Distress Report
Letcher County, Kentucky · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 41845 in Letcher County, Kentucky comes in at 24, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100), climate & FEMA risk (61/100). The pressure is most legible in institutional ownership (65/100), structural risk (52/100). On the structural side it scores 52/100, with 0/100 of stress already active.
The expansion-phase market in 41845 posted values that rose 5.3% over the year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
84.1% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 74/100. Median household income is $27,903, below the U.S. median near $78,000. The ZIP holds roughly 211 housing units. Owners hold 89% of homes, renters 11%. 251 residents call 41845 home, typically aged 58. Home values center near $96,500. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 31.2%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 41845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 41845 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 41845's 24/100 can be lined up against any neighbor in Letcher County, Kentucky or any ZIP coast to coast. Where the record is thin for 41845, the field stays empty rather than modeled, and fills in as new documents post.
Behind 41845's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 41845 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 41845
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 41845 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Letcher County ZIP codes
Nearest ZIP codes to 41845
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Letcher County, Kentucky
Keep going: ZIP, county and state distress coverage for Letcher County, Kentucky.
Unlock the full ZIP 41845 acquisition report
Every distressed parcel in 41845 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology