ZIP 41845 Property Distress & Foreclosure Data

In Letcher County, Kentucky, ZIP 41845 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). Its standout signals are institutional ownership (66/100), structural risk (53/100). Structural exposure scores 53 and live distress 0 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

84.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 52/100. Median household income is $27,903, below the U.S. median near $78,000. There are about 211 housing units across 41845. Owners hold 89% of homes, renters 11%. 251 residents call 41845 home, typically aged 58. Home values center near $96,500. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 31.2%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 41845 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.