Letcher County, KY: Foreclosures, Tax Liens & Distressed Properties
Letcher County, KY, Kentucky: 26 ZIP codes scored, Letcher County, KY averaging 24/100 (low, Letcher, KY), from 23 to 35. Letcher County, KY is in its expansion phase (Letcher, KY confidence 33/100): Letcher, KY home prices up 5.3% (Letcher, KY) over twelve months. Letcher County, KY lender headwind: 21/100.
Highest-scoring Letcher County, KY ZIPs: 41537 (35/100), 41731 (25/100), 40826 (24/100), 40862 (24/100), 41517 (24/100), 41804 (24/100). Also scored in Letcher County, KY: 41810, 41812, 41815, 41819, 41821, 41824, 41825, 41826, 41832, 41833.
Across Letcher County, KY's scored ZIPs: median home value $66,590, household income $42,516, 21.8% vacancy, 24.6% poverty, 74% owner-occupied, median age 46.0.
Letcher County, KY insurance distress 80/100 (#337 in the US); FEMA hazard 78/100 for Letcher, KY; 10 federal disaster declarations in Letcher County, KY since 2023; 38 Letcher, KY NFIP flood claims, $624K paid; Letcher, KY construction distress 2/100.
2 banks with 9 branches lend in Letcher County, KY; Letcher, KY weighted bank stress 51/100, highest 57/100 in Letcher, KY.
Letcher County, KY unemployment 4.7% (Letcher, KY -0.6 pts, six months); 2 new housing units permitted in Letcher County, KY over twelve months.
10,603 housing units in Letcher County, KY; 2,292 Letcher, KY renter households; 27% of Letcher, KY renters spend 30%+ of income on rent, 13% (Letcher, KY) half or more.
Letcher County, KY ranks #1,586 nationally on the opportunity index (Letcher, KY, among all ranked counties); Letcher, KY scores 29.1/100 and Letcher, KY sits #87 inside Kentucky. Letcher, KY is in the early_signal opportunity phase; Letcher, KY's primary driver is vacancy, Letcher, KY second driver bank institutional; Letcher, KY moved up 444 places. 1 short-sale listings across Letcher, KY; 4 days on market observed in Letcher, KY; 17.6% vacancy over 26 Letcher, KY ZIPs.
No CFPB county sample covers Letcher County, KY. The non-metro area reading for Letcher, KY: 1.1% ninety-plus days late; Letcher, KY's thirty-to-eighty-nine share is 3.0% (Letcher, KY, December 2025 data); Kentucky overall 1.0%.
Letcher County, KY has 2 watched banks; 2 Letcher, KY banks sit in an elevated band. Letcher, KY footprints: Community Trust Bank Inc (5 branches, stress 47) in Letcher, KY; Whitaker Bank (4 branches, stress 57) in Letcher, KY.
2,140 of the 10,603 housing units in Letcher, KY sit vacant. Letcher County, KY permitted 0 multifamily units in twelve months; Letcher, KY's one-to-four unit structures added 2 units in Letcher County, KY.