ZIP 41840 Property Distress & Foreclosure Data

In Letcher County, Kentucky, ZIP 41840 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 53/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

A median home runs $55,100 here, or 1.0 times local income. Roughly 9.3% live below the poverty line. Households earn a median $56,786 — below the roughly $78,000 national figure. The ZIP holds roughly 491 housing units. Around 63% of renters are cost-burdened. On demographic stress specifically, 41840 scores 29/100. The vacancy rate is 25.3% — elevated. The tenure split is 82% owner-occupied to 18% rented. About 12% have a four-year degree. About 1,064 people live here, median age 42.

Net-net, 41840 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.