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ZIP 41835 Foreclosure, Tax-Lien & Distress Report

Letcher County, Kentucky · High Vacancy market

DLRadar grades ZIP 41835 (Letcher County, Kentucky) at a low 24/100 for overall property distress. The pressure is most legible in institutional ownership (64/100), structural risk (52/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100). The latent-versus-live split is 52/100 structural and 8/100 already moving.

The expansion-phase market in 41835 posted values that rose 5.3% over the year, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 56.2%, above the national norm and a classic distress-and-opportunity signal. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 373 housing units. Around 25% of adults hold a bachelor's degree or higher. The typical home is worth about $60,800. On demographic stress specifically, 41835 scores 46/100. 45.2% of residents fall below the poverty threshold. 314 residents call 41835 home, typically aged 47.

Taken together, 41835 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 41835 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 41835's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 41835 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 41835 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. The point of the 41835 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

24/100
Composite stress
52/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 41835

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk61
9 further distress layers are graded for 41835

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 41835 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Letcher County

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Each signal above is traceable to an open dataset · methodology

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