ZIP 41849 Foreclosure, Tax-Lien & Distress Report
Letcher County, Kentucky · Affordable market
On DLRadar's 0-100 distress scale, ZIP 41849 in Letcher County, Kentucky comes in at 24, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (84/100), climate & FEMA risk (61/100). The sharpest non-environmental signals are institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100). Structural risk reads 53/100 against active distress of 8/100.
The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 87% of homes, renters 13%. The poverty rate is 10.9%. 101 residents call 41849 home, typically aged 64. Educational attainment sits at 38% bachelor's-or-above. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. A median home runs $65,000 here. The demographic-stress sub-score lands at 40/100. There are about 45 housing units across 41849. Households earn a median $47,135 — below the roughly $78,000 national figure.
Overall, 41849 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 41849 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 41849's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 41849 shows blanks, not estimates, wherever the record is sparse.
Behind 41849's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 41849 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 41849
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 41849 by the numbers
The live 41849 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
More ZIPs across Letcher County
Nearest ZIP codes to 41849
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Letcher County, Kentucky
Keep going: ZIP, county and state distress coverage for Letcher County, Kentucky.
The complete 41849 distress and acquisition report
See who owns each distressed property in 41849, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology