ZIP 41849 Property Distress & Foreclosure Data

ZIP code 41849 in Letcher County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). What sets it apart are the readings on institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 53 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 4.7% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 87% owner-occupied to 13% rented. Roughly 10.9% live below the poverty line. About 101 people live here, median age 64. About 38% have a four-year degree. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households. A median home runs $65,000 here. On demographic stress specifically, 41849 scores 14/100. There are about 45 housing units across 41849. Households earn a median $47,135 — below the roughly $78,000 national figure.

Net-net, 41849 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.