ZIP 41855 Foreclosure, Tax-Lien & Distress Report

ZIP 41855's composite property-distress score is 24/100 - DLRadar classes that as low for Letcher County, Kentucky. Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (84/100), climate & FEMA risk (61/100)). Latent structural risk is 52/100 while live distress already moving reads 8/100. Its standout signals are institutional ownership (64/100), structural risk (52/100), mortgage stress (27/100). On the quiet end sit mortgage stress (27/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $44,000 here. Around 0% of renters are cost-burdened. There are about 396 housing units across 41855. About 7% have a four-year degree. 0.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 20/100. Owners hold 90% of homes, renters 10%. About 751 people live here, median age 54. At $56,503, median income runs below typical U.S. levels. The vacancy rate is 28.7% — elevated.

Net-net, 41855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 41855 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 41855's 24/100 can be lined up against any neighbor in Letcher County, Kentucky or any ZIP coast to coast. Where the public record is thin for 41855, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 for 41855 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 41855 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.