ZIP 41855 Property Distress & Foreclosure Data

DLRadar grades ZIP 41855 (Letcher County, Kentucky) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), flood (NFIP) exposure (85/100), climate & FEMA risk (61/100). The latent-versus-live split is 53/100 structural and 8/100 already moving. Property-level stress concentrates in institutional ownership (66/100), structural risk (53/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

A median home runs $44,000 here. Around 0% of renters are cost-burdened. The ZIP holds roughly 396 housing units. About 7% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 41855 scores 20/100. The tenure split is 90% owner-occupied to 10% rented. About 751 people live here, median age 54. Households earn a median $56,503 — below the roughly $78,000 national figure. The vacancy rate is 28.7% — elevated.

Net-net, 41855 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.