Letcher County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Letcher County, Kentucky? DLRadar grades every Letcher County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Letcher County breakdown.
- Letcher County's most distressed ZIP is 41537 at 26/100.
- 26 ZIP codes tracked in Letcher County, averaging 24/100 distress.
- Letcher County reads expansion — home values up 5.3% year over year.
- Vacancy runs 21.8% across Letcher County's tracked ZIPs, with a 24.6% poverty rate.
- The typical Letcher County home is worth about $66,590 against a ~$42,516 median income.
- Lending headwind in Letcher County sits at 21/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41537 | 26/100 |
| 2 | 41731 | 25/100 |
| 3 | 40826 | 24/100 |
| 4 | 40862 | 24/100 |
| 5 | 41517 | 24/100 |
| 6 | 41804 | 24/100 |
| 7 | 41810 | 24/100 |
| 8 | 41812 | 24/100 |
| 9 | 41815 | 24/100 |
| 10 | 41819 | 24/100 |
| 11 | 41821 | 24/100 |
| 12 | 41824 | 24/100 |
Most distressed ZIP codes in Letcher County (composite distress 0-100, 2026)
What is driving Letcher County distress
Nothing here is estimated: Letcher County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Letcher County market phase and pricing
Letcher County currently sits in expansion after a 5.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Letcher County
Everything summarised here for Letcher County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Nothing charged today · every module open, on live data.
Common questions
Which Letcher County ZIP scores worst for distress?
ZIP 41537 leads Letcher County at 26/100, recomputed monthly from public records.
Is Letcher County expanding or contracting?
The market phase for Letcher County is expansion, prices rising 5.3% on the year — derived from the FHFA House Price Index path.
What is this Letcher County analysis built from?
Each Letcher County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 26 local ZIPs and every other county in the country.
How much do distress scores vary between Letcher County ZIP codes?
The county figure is a blend, not a description. Across the Letcher County ZIPs DLRadar ranks, scores run from 26/100 in 41537 down to 24/100 in 41824, against a Letcher County average of 24/100. With 2 points between best and worst, county-level targeting in Letcher County wastes effort.
What do Letcher County home values and vacancy say about distressed supply?
The typical Letcher County home carries about $66,590 of value against a median household income near $42,516. Vacancy across Letcher County's tracked ZIPs runs 21.8% and the poverty rate is 24.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Letcher County's foreclosure and lien data and its 21/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.