Letcher County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Letcher County, KY distress report, 2026: 26 ZIPs scored in Letcher, KY, Letcher, KY average 24/100; the top Letcher, KY ZIP is 41537 at 35/100; Letcher, KY market phase expansion, Letcher, KY prices +5.3% year over year.
- Letcher, KY ranks #1,429 nationally (opportunity index); Letcher, KY #88 in Kentucky; Letcher, KY index 29.7.
- Letcher, KY: no CFPB county sample; Letcher, KY non-metro area reading 1.1%.
- Letcher, KY ZIP phases: 25 expansion, 1 neutral.
- Letcher, KY residential listings tracked: 1 across 24 ZIPs; Letcher, KY candidate listings 1.
- Letcher, KY lenders on watch: 2; largest Letcher, KY footprint Community Trust Bank Inc (5 branches).
- Letcher, KY most distressed ZIP: 41537 at 35/100.
Letcher, KY figures: DLRadar distress index; Letcher, KY inputs: CFPB, FHFA, HUD, FDIC; Letcher, KY rebuilt as sources refresh.
| Rank | Letcher, KY ZIP | Score |
|---|---|---|
| 1 | 41537 | 35/100 |
| 2 | 41731 | 25/100 |
| 3 | 40826 | 24/100 |
| 4 | 40862 | 24/100 |
| 5 | 41517 | 24/100 |
| 6 | 41804 | 24/100 |
| 7 | 41810 | 24/100 |
| 8 | 41812 | 24/100 |
| 9 | 41815 | 24/100 |
| 10 | 41819 | 24/100 |
| 11 | 41821 | 24/100 |
| 12 | 41824 | 24/100 |
Most distressed Letcher, KY ZIPs (0-100, 2026)
Mortgage delinquency around Letcher, KY
No CFPB county sample covers Letcher, KY; the non-metro area reading for Letcher, KY: 1.1% ninety-plus; Letcher, KY area thirty-to-eighty-nine 3.0% (December 2025, Letcher, KY); Kentucky overall 1.0%.
Opportunity index: Letcher, KY
Letcher, KY index 29.7, Letcher, KY phase early_signal; Letcher, KY primary driver vacancy, Letcher, KY second driver bank institutional. Letcher, KY components: property stress 27.5, foreclosure pressure 28.2, listing discounts 23.8, bank stress 43.8, insurance 0.0; Letcher, KY pulse 32.0; Letcher, KY capital opportunity 26.3; Letcher, KY seven-day change +1.0%.
ZIP market phases inside Letcher, KY
26 Letcher, KY ZIPs carry a price-cycle phase; Letcher, KY ZIPs by phase (Letcher, KY), deepest drawdown first: expansion, +5.3% YoY (Letcher, KY): 40823, 40826, 40862, 41517, Letcher, KY 41731, 41804, 41810, 41812, Letcher, KY 41815, 41819, 41821, 41824, Letcher, KY 41825, 41826, 41832; neutral, +4.9% YoY (Letcher, KY): 41537.
Residential listings by Letcher, KY ZIP
Letcher, KY ZIPs with the most tracked Letcher, KY residential listings: 41858 1 listings, 1 candidates, bank pressure 52; 40826 0 listings, 0 candidates, bank pressure 52; 40862 0 listings, 0 candidates, bank pressure 52; 41517 0 listings, 0 candidates, bank pressure 52 (Letcher, KY); 41537 0 listings, 0 candidates, bank pressure 56; 41804 0 listings, 0 candidates, bank pressure 52; 41810 0 listings, 0 candidates, bank pressure 52; 41812 0 listings, 0 candidates, bank pressure 52. Letcher, KY totals: 1 listings; Letcher, KY candidates 1; active ZIPs 0.
Lenders with branches in Letcher, KY
Letcher, KY lenders by branch count: Community Trust Bank Inc (Letcher, KY): stress 47, 5 branches low in Letcher, KY; Whitaker Bank (Letcher, KY): stress 57, 4 branches low in Letcher, KY.
Vacancy and permits, Letcher, KY
2,140 of 10,603 Letcher, KY housing units are vacant; Letcher, KY permits, twelve months: 0 multifamily units in Letcher, KY, 2 one-to-four unit units.
Work Letcher, KY at the parcel level
Every Letcher, KY parcel carries owner and address; every Letcher, KY parcel carries APN; Letcher, KY distress scores sit on the Letcher, KY live board.
Letcher, KY figures refresh with each source.
Letcher, KY questions
Most distressed ZIP code in Letcher County, KY?
ZIP 41537 leads Letcher, KY at 35/100; next in Letcher, KY: 41731 at 25/100; the Letcher, KY average is 24/100.
Where does Letcher County, KY rank for investment opportunity?
Letcher, KY is #1,429 among all ranked counties, #88 in Kentucky; the Letcher, KY driver is vacancy; Letcher, KY moved up 483 places.
How many mortgages are delinquent in Letcher County, KY?
Letcher, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Letcher, KY.
Which banks lend in Letcher County, KY?
2 watched lenders hold Letcher, KY branches; the largest Letcher, KY footprints are Community Trust Bank Inc (5), Whitaker Bank (4).
More on Letcher, KY
Letcher County, KY distress report: public-record figures for Letcher, KY; not legal advice for Letcher, KY; not tax or investment advice; verify every Letcher, KY record before acting.