ZIP 40849 Property Distress & Foreclosure Data

Harlan County, Kentucky's ZIP 40849 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (69/100), climate & FEMA risk (61/100). On the structural side it scores 51/100, with 0/100 of stress already active. The most distinctive pressure shows up in institutional ownership (65/100), structural risk (51/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18.8% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The ZIP holds roughly 19 housing units. 16 residents call 40849 home, typically aged 63. Educational attainment sits at 0% bachelor's-or-above. Owners hold 33% of homes, renters 67%. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 0.0%.

On balance, 40849 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.